Credit Mortgage Specialist

 — Geneve
24.02. | Employee | 100%

Client:
Leading and long-established Swiss bank with a very strong presence across Switzerland as well as globally.  They offer bespoke private banking services to its HNW and UHNW clients as well as being strong on corporate banking and asset management.  One of the best Swiss banks in terms of recent expansion and excellent management of cost income ratio - a very stable bank with excellent reputation. Working very closely with their other Swiss offices as well as covering a global residential/commercial property portfolio.   In addition, they offer a friendly and dynamic place to work, with a broader role, in a more human-sized organisation with good visibility and career prospects. A meritocratic environment for a seasoned, flexible and open-minded specialist used to a medium-sized structure, comfortable in a broad role doing all the property lending credit work from A-Z.

This is a client that Finders know very well and work with often so have quite some influence so this should give added comfort to potential candidates applying via Finders.

Credit Mortgage Specialist

Client:
Leading and long-established Swiss bank with a very strong presence across Switzerland as well as globally.  They offer bespoke private banking services to its HNW and UHNW clients as well as being strong on corporate banking and asset management.  One of the best Swiss banks in terms of recent expansion and excellent management of cost income ratio - a very stable bank with excellent reputation. Working very closely with their other Swiss offices as well as covering a global residential/commercial property portfolio.   In addition, they offer a friendly and dynamic place to work, with a broader role, in a more human-sized organisation with good visibility and career prospects. A meritocratic environment for a seasoned, flexible and open-minded specialist used to a medium-sized structure, comfortable in a broad role doing all the property lending credit work from A-Z.

This is a client that Finders know very well and work with often so have quite some influence so this should give added comfort to potential candidates applying via Finders.

Credit Mortgage Specialist
1238

Position:
Joining a busy, vibrant team at VP level, this is an opportunity for an experienced property lending professional with a combination commercial and residential real estate/mortgage experience.    Covering an interesting portfolio of properties across the whole of Europe, Switzerland, the UK and the US.   The main tasks will consist of preparation and control of credit requests/reviews according to credit competencies along with the implementation and monitoring of the credit decisions taken.

In addition, your role as senior credit officer will include, but not limited to:
 
  • Working closely together with the Front Office team and credit departments of other entities in order to give support in the implementation of new credits or reviews maintenance process
  • Identifying and analysing of financial figures and reports with a focus on selected markets
  • Liaising with external parties, e.g. legal counsels and appraisers
  • Working closely with the other credit teams (monitoring team,lombard team, LTV and counter-party credit risk team) as appropriate as well as close cooperation with the legal and compliance teams
  • Being involved in all aspects of the transaction - to include the origination, the analysis, the implementation and monitoring as well as all the necessary administration that goes with it
Profile:
  • At least 10 years of working experience as a credit professional from within banking
  • Commercial property and residential real estate credit exposure - both a must
  • Strong on the legal and controlling aspects of property lending
  • University degree in a relevant field and/or education in business administration, finance or law
  • At ease communicating at all levels with various stakeholders - able to "face off" with front office
  • A resilient and motivated personality who is happy to "roll up sleeves and muck in"
  • A flexible, open-minded and adaptable person at ease in a broad role who is a team player but very autonomous
  • Strong IT skills (Work, Excel, Powerpoint, Avaloq)
  • Fluent English; (German a very stong plus and/or French a plus)
  • You are already based in Switzerland with valid work permit - strongly preferred;  those with compelling reasons to relocate also considered provided eligible for a work permit (Swiss/EU/ EEA/British nationals etc) work permit
  • The precise location of this job can be flexible at this stage, suffice to say it will be based in Switzerland at one of our client's well-established offices