Credit Officer (M/F/N)
Key information
Job ad expired
Workload:
100%Contract type:
Permanent position-
Place of work:
Genève
Job Description:
Our client is an internal global bank. They are looking for a Credit Officer for the Risk/ Wealth Management departement.
At least 7 years of experience as a corporate credit officer with assigned credit authority and portfolio responsibility, or similar experience in a front office role, is required for this position.
Responsibilities:
- Manage and monitor a sub-portfolio of counterparty names
- Work closely with the different teams and support the growth of WM
- Risk analysis & approval conditions
- Analyze, document and approve credit risk of structured transactions across all products (cash, derivatives) and securities
- Analyze new types of securities and determine specific collateral values e.g. for Structured Notes, Emerging Market securities, Hedge Funds, Private Equity and Real Estate (residential / commercial)
- Daily Lending Value shortfalls by following up with the front office
- Participate in work-out cases Act as primary contact within the team for a specific product area via building and updating detailed product risk guidance, related system and process knowledge (Subject Matter Expert (SME)
- Contribute to various ongoing or new projects in RM WM. A leading role will be considered
- Credit authority targeted (after 3-6 months) under 4-eye principle
Analytical skills:
- Ability to identify risks in corporate or trust structures
- Ability to identify risk drivers, also in derivative transactions (MTM impact)
- Understand country risks (where and when occurring, different types)
- Understand wrong way risk (as per European regulation)
- Solid knowledge of financial analysis including balance sheet, cash flows, projections A background in asset finance, leveraged finance, private equity would be welcomed
Structuring Skills:
- Understand and ability to negotiate covenants (financial and non-financial)
- Ability to review term sheets / other documentation and add risk mitigating provisions
- Understand ISDA / CSA and other derivative contracts (and its various provisions)
Product knowledge:
- Investment products / WM collateral Derivative knowledge (IRS, CDS, FX, Swaps, Options & Strategies) Regulatory knowledge
- Understand Swiss and/or international banking regulatory requirements
Language:
- fluent English, other languages are of advantage: especially French, Russian, Arabic and Spanish
Educational background:
- Bachelor or Master Degree in Finance, Economics or equivalent
- Swiss / EU passport
Contact
- Eymeric Moura
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