Credit Transaction Support Officer (7 months contract)

Your team

The scope of the role is to support the Credit business of Bank Pictet & Cie SA from an operational perspective. The role reports organisationally to the Credit Transaction Support Team Lead in Geneva. This is a fixed-term contract for a duration of 7 months.

Your role

• Prepare credit files for standard credit requests to assist credit officers in deciding whether to approve or reject them. Efficiently answer queries from credit officers responsible for approval. Credit analysis should focus on, but not be limited to:
  
  
  
  • Collateral analysis, including concentration positions
  
  
  • Detailed analysis of facility required, including amount, duration and credit purpose
  
  
  • Review of borrower details to ensure ability to borrow and repay facility
  
  
  • Review of required credit documentation
  
  
  • Monitor the progress of credit requests through to facility booking and keep Front Office informed of progress.
  
  
  • Ensure the proper recording of credit decisions/LTV exceptions in the tracking record and in clients’ accounts and follow up on credit approval conditions (such as missing credit documentation or additional information).
  
  
  
  

• Ensure proper recording of credit facilities and collateral set up (pledges) in Avaloq.
  
  
  
  • Booking of credit transactions in Avaloq (FTLs, guarantees) when they are not fed through from the workflow; liaise with all relevant parties as necessary.
  
  
  • Participate in any project/initiative impacting the department as required.
  
  
  
  

Your profile

• Self-starter, autonomous, flexible and adaptable.


• Quick learner, disciplined, with the ability to set priorities.


• Strong team player, good written and verbal communication skills.


• Extensive knowledge of credit products (loans, guarantees) and related risks, including derivative risk.


• Minimum of 5 years’ experience in a similar role.


• Fluent in English ; another language a plus.

ref: CTO/CC/JC

Note

Diversity & Inclusion

Pictet is an equal opportunity employer and is committed to creating a diverse environment. We respect all individuals and seek their inclusion in the workplace.