Credit Officer (m/f/d)

About the job

Are you curious and eager to seize new opportunities? Do you go the extra mile and are also an open, communicative personality with a strong customer and solution orientation? Then let us together exceed the expectations of our clients and continue writing the success story of VP Bank. With us, you will find space for bold ideas and the opportunity to actively shape the future.

• Supporting the client advisors of VP Bank in granting loans to clients and in reviewing portfolio collateral.
• Analysing and voting on loan applications (mainly Lombard financing) regarding risks and profitability, and structuring in collaboration with client advisors and the Group Credit Risk department.
• Solution-oriented credit monitoring, ensuring daily reporting and executing the margin call process.
• Ensuring that loans are granted within the risk policy of the VP Bank Group and the local requirements of our booking locations abroad.
• Managing and monitoring the loan portfolio concerning loan conditions, loan documentation, as well as limits and rating classifications.
• Maintaining a proactive, cross-functional dialogue due to the important hinge function of the Group Credit Office within the VP Bank Group.

• Banking training with business management further education or higher education (university/fachhochschule) in business administration or finance
• 8 years of professional experience as a financing specialist in the Lombard area in Switzerland and/or Liechtenstein
• Excellent analytical skills to grasp complex issues and develop structuring solutions
• High independence, flexibility and team orientation
• Confident and winning manner both towards clients and internal specialist departments
• Fluent German and very good English skills