Senior Credit Officer (a) 80 - 100%

About the job

We inspire sustainably – our customers as well as our employees. You too?

Then you fit perfectly with us. As a Senior Credit Officer, you take responsibility for demanding credit decisions, apply your expertise purposefully and develop the credit business of our bank together with your team. With your ideas, you actively shape our future – because together we offer more than banking.

We are a team of seven credit specialists. Together we are responsible for the credit policy of BEKB as well as the credit decisions for our key clients and corporate customers. To strengthen our team, we are looking for you.

• You advise and support our financial coaches for corporate clients and key clients in the analysis, assessment and structuring of new as well as existing credit commitments
• You assess and decide on large and mostly complex credit transactions in close cooperation with the financial coaches for corporate clients and key clients
• You structure demanding financing solutions and ensure risk-conscious lending
• You monitor credit commitments with an increased risk profile, recognise the need for action early and develop viable solutions together with those involved
• You ensure the consistent compliance with our credit policy and actively contribute your sound expertise in its application and further development

• You have several years of professional experience in corporate client advisory or in credit decision-making at a bank and possess pronounced analytical skills as well as proven expertise in the assessment and decision of large and complex credit transactions
• You have a solid business and/or economics education and training with a focus on Banking & Finance or Corporate Finance
• You have in-depth knowledge of corporate financing, especially in the areas of operational and investment financing as well as structured financing. Experience with special financing such as business succession or M&A transactions is a plus
• You convince with an independent, responsible and team-oriented working style as well as a winning appearance
• You communicate appropriately with different stakeholders and have confident German language skills in spoken and written form. Good English skills are required, French skills are an advantage

• Promotion of your individual development needs, both in terms of time and finances
• Flexible working arrangements (part-time, job-sharing, home office, annual working hours)
• Between 27 – 30 days of holiday per year
• Sustainable remuneration: no individual bonuses, but profit sharing for all employees
• How we interact: informal culture - open – personal – team-oriented

Martin Flury
HR Business Partner

For pioneers, bridge builders and future shapers: The BEKB Group has a lot to offer you as an employer – far more than banking. In the Bern/Solothurn region, we advise and support private and corporate clients with innovative financial services. The needs of our customers are always the focus of our daily work. With our IT subsidiary aity AG, we create the right technical conditions for this.

The well-being of our employees is close to our hearts. We promote young as well as experienced talents in their development, advocate individual and flexible working arrangements and pave the way for our employees for training and career opportunities . Our open and positive corporate culture is at the forefront. Trust, commitment and sustainability are firmly anchored with us; diversity , collaboration and humour are part of our DNA.