HG COMMERCIALE Handelsgenossenschaft des Schweizerischen Baumeisterverbandes
St. Gallen
2 days ago
CREDIT OFFICER / CREDIT MANAGER IN ST. GALLEN
- 12 February 2026
- 100%
- Permanent position
- St. Gallen
Job summary
Join HG COMMERCIALE (HGC) as a KREDITSACHBEARBEITER/IN in St. Gallen! Enjoy a supportive work environment with ample growth opportunities.
Tasks
- Manage pre-collection processes for assigned customer accounts.
- Monitor risks and assess creditworthiness of clients.
- Set credit limits and decide on delivery approvals or stops.
Skills
- Completed KV training with 2-3 years in finance, preferably in collections.
- Strong Excel skills and familiarity with SAP is a plus.
- Good communication skills in German and ideally Italian.
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About the job
CREDIT OFFICER / CREDIT MANAGER IN ST. GALLEN
Become an HGC member!
Since 1899, the cooperative HG COMMERCIALE (HGC) with its approximately 850 employees today has been one of the most important service providers in the Swiss construction industry. The mix makes the difference: We value the experience of our long-standing HGC professionals from various professions as much as young talents, whom we promote internally and externally. Our culture is open, fair, and honest and down-to-earth in the best sense. We rely on mutual trust. Each individual should take responsibility and contribute ideas because we want to move forward together and shape the future of the construction industry.
Your area of responsibility
Conducting the pre-legal collection of the assigned customer base
Risk monitoring and creditworthiness maintenance of the assigned customer base
Setting credit limits
Decision on delivery releases / delivery stops
Processing dunning lists and control lists
Clarification of unclear debtor payments
Regular contact with central credit management and HGC sales
Maintenance of customer master data
Your profile
Completed commercial apprenticeship
Two to three years of professional experience in the financial sector, ideally in debt collection or credit management
Very good Excel skills
SAP knowledge is an advantage
Good German and ideally Italian language skills
High willingness to learn
Quick comprehension
Communicative skills
Decisive with assertiveness
Our offer
Internal and external training opportunities
Attractive social benefits (e.g., own pension fund, pension contributions are two-thirds paid by the employer)
Modern infrastructure
Flexible seniority bonuses
At least 25 days of vacation
Discount on the purchase of products for personal use
